Questions? We have answers.
1. What services does MD Private Money Solutions offer?
We provide a wide range of real estate investment services designed to help investors grow and scale. Our funding solutions include Fix & Flip, Buy & Hold, Refinance, Commercial, New Construction, and Private Money Loans.
In addition, we offer essential investor tools like Proof of Funds Letters, Collateral DNA Reports, Debt Stack Reports, and exclusive high-equity off-market property leads—so you’re not competing with other investors in your area.
2. What are the benefits of private money lending?
Private money lending offers flexibility and speed that traditional banks can’t match. Benefits include:
- Fast access to capital for time-sensitive deals.
- Flexible loan terms customized to your needs.
- No minimum credit score requirements.
- Funding options for properties that may not qualify for conventional financing.
3. Are you a lender or a broker, and are there fees or commissions involved?
MD Private Money Solutions operates as both a lender and a broker.
If we’re unable to directly fund your deal, we’ll leverage our nationwide network of trusted private lenders to secure the financing you need. Our goal is to provide investors with the best options, competitive rates, and fast closings.
All loans include a standard 3% broker fee, which is typical across the industry.
For those seeking 100% funding, we also offer joint venture (split-equity) opportunities covering the purchase, rehab, and closing costs.
4. How do you decide the amount to lend?
Loan amounts are based primarily on the asset under contract, not the borrower’s credit.
We typically lend up to 90% of the purchase price and 100% of the rehab cost, depending on the deal.
Ask us how you can qualify for up to 100% funding through our partnership programs.
5. Can I get 100% financing?
Yes! Through our joint venture funding program, we can provide up to 100% of the purchase, rehab, and closing costs, up to 70% of the property’s After-Repair Value (ARV).
6. What does “True 100% Funding” mean?
True 100% Funding means we cover your purchase, rehab, and closing costs up to 70% of the ARV when a joint venture agreement is established between MD Private Money Solutions and the investor.
7. How long does it take to close a deal?
Once all required documents are submitted, we can typically close in as little as 14 business days.
However, delays often occur when documentation isn’t provided promptly, so we recommend allowing around 30 days from start to finish. The faster you provide everything, the faster we can get your deal funded.
8. What does “FHA Cap” mean?
The FHA Cap is the maximum loan limit allowed by the Federal Housing Administration (FHA) in the county where your property is located.
You can look up your area’s cap here: FHA Mortgage Limits (hud.gov)
9. What does ARV mean?
ARV (After-Repair Value) refers to the estimated market value of a property after renovations or improvements are completed.
10. What does “Asset-Based Lending” mean?
Asset-based lending focuses primarily on the value of the property, not the borrower’s credit.
While we consider your ability to repay, the loan decision and terms are based on the asset’s value and potential rather than personal financial history.
11. What are your loan terms?
- Loan amounts: $30,000 up to the FHA Cap (based on location and deal structure).
- Rates: Starting at 7% interest, with 0–3% origination fees, and no prepayment penalties.
- Loan terms:
- 6 to 24 months for Fix & Flip loans.
- Up to 30 years for Buy & Hold or Refinance loans.
- One loan is approved per new borrower until a successful track record is established.
12. Do I need an appraisal, and what does it cost?
Yes. MD Private Money Solutions requires an appraisal prior to closing.
Appraisal costs typically range from $400 to $700, depending on the property’s location and type.
13. Do I need a licensed and bonded contractor bid?
In most cases, yes. We require an itemized bid from a licensed and insured contractor before processing the loan to ensure project accuracy and budget integrity.
14. Is my information kept confidential?
Absolutely 100%!
Your privacy is our priority. All client information is treated with the highest level of confidentiality.
When you work with MD Private Money Solutions, you’re partnering with a reputable, trustworthy company that values professionalism, transparency, and respect in every transaction.